Personal Umbrella

Water dripping off of a black umbrella

A personal umbrella insurance policy protects you from liability extending beyond your existing policies.  In the event that a liability claim against you exceeds your liability caps, your umbrella kicks in.

I’ve you’ve got assets that exceed the liability caps on your existing policies, adding a personal umbrella can be a very cost-effective way to protect your assets from potential claims against you.  Increase your liability protection by an addition $1 million or $5 million on your vehicle or real estate policies.

In a culture where lawsuits are commonplace, this added level of protection helps from unforeseen catastrophic events where you might be liable for serious injury or death.