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home in the evening with wet pavement

We’ve got the right policy for your home, no matter what your situation.  Peace of mind for renters, condos, apartments, and homeowners.  Sleep soundly if it’s your primary home or seasonal residence.  We also cover dwellings under construction and manufactured homes here in Michigan.

Residence

Your primary residence home – your castle.  Protecting it from disaster isn’t something you should have to think about all the time.  Protect your investment and your peace of mind by talking with us and setting the right coverage at the right price.

Seasonal Home

Every seasonal home is different, and so are its insurance needs. Let’s discuss finding the right coverage for accidental damage, liability, and loss for your vacation home insurance.

Condo

There are some differences between condominium insurance and homeowners insurance – what’s covered, who’s responsible, what about renting the condo, who’s covered to remove that tree?  Contact us today, and we can help you understand the right coverage for you.

Renter

Renting a house or apartment?  Follow the advice of national radio and television financial advisors – get renter’s insurance.  It’s extremely affordable and covers things like:

  • Personal belongings
  • Expenses incurred if you can’t live there
  • Improvements made to the building at your own expense
  • Personal liability for bodily injury and property damage

Landlord

Owning an investment property is great for diversifying your financial portfolio, but only if you’ve got it properly protected. Whether you manage the property yourself or hire a management company, you can’t keep an eye on it all the time.  We have a range of policy options available to protect the rental property, other structures, loss of rental income, landlord liability, and more.

Manufactured Home Program

Manufactured homeowners insurance policies cover mobile/manufactured homes both in a park community or on your own property.  Additional coverage options are available, including:

  • Personal property
  • Replacement cost on contents
  • Backup of sewers or drains
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