Although the topic of life insurance can be uncomfortable, it’s an important topic that needs to be discussed with your spouse and loved ones. Having your affairs in order is important not only to make sure that your loved ones will be taken care of, but for your own peace of mind.

Types of Policies

When it comes to life insurance, there are different kinds of policies. Two of the most common policies are term life insurance and whole life insurance. But, what exactly is the difference between these two policies? And, which of the two is better for you? Take a look at the chart below that examines the differences between term life insurance vs. whole life insurance.

Which is Best for You?

Each person’s situation is different. Depending on your situation the type of life insurance policy you should carry is going to differ than someone else’s. At Johnson and Associates Insurance, we can help decide which policy will work best for you. Our agents will work directly with you to understand your wants and needs, and from there we will put together a policy that is right for you.

For over 20 years we’ve been helping people with their insurance needs all over northern Michigan. What makes us unique is that we are a small independent agency, and when you call us, you’ll be greeted by a real person – not a machine. Call, or fill out and submission form here, and let us help protect what is most important to you.