Classic Car Insurance: Things to Know

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Classic Car Insurance: Things to Know

Your Mustang, Chevelle, GTO, or whatever classic car you own isn’t just another car; it’s your pride and joy. That’s why your classic car insurance shouldn’t be just another standard car insurance policy. There is a difference between your classic car and an everyday car policy. There are specialized coverages specifically for classic cars that need to be included in your insurance policy. Additionally, a policy from Johnson and Associates Insurance, could cost you up to 40% less than your standard auto policy.

There are a couple of things you should know when you’re looking into classic car insurance coverage. Take a look below, at what you should know.

Guaranteed Value Coverage

If you’re in an accident and your car is totaled, guaranteed value coverage will cover every cent of your car’s insured value. There is no depreciation, no hassle, and no gimmicks. When we work together to get your car insured, we’ll agree upon a total payout value for your car if something were to happen, that way you’ll be covered.

Original Parts Replacement

Original parts replacement is another option to consider. If you’re in need of a hard-to-find part, your policy could include original part replacement. That means if you can’t find the part you’re looking for, we can have a team find that part for you, at no additional cost.

Take Care of Your Car

This goes without saying, but the best way to avoid having to use your classic car insurance policy is to take care of your car. Keep it parked in a garage, avoid driving it in harsh conditions, and of course, keep it clean. This will help ensure that your car stays on the road and out of the repair shop.

Classic Car Insurance with JAI

The team at Johnson and Associates Insurance work with some of the best insurance agencies in Michigan. Together with them and you, we can all work together to get you the best insurance policy for your classic car. Contact Geri and the team at JAI today at (231) 938-8940 to get started on your new classic car insurance policy.

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